Category Archives: In House Financing

No Pag-IBIG?? No Problem! We got a solution for you!

Sandra InHouse CornerMost affordable houses can be bought and are available thru the Pag-IBIG financing program. However, you need to be a member for the HDMF before you can apply for a housing loan enjoy their low interest rates. In addition, you need to have paid at least 24 months worth of contribution to be eligible.
How about buyers who are not Pag-IBIG members but are dreaming of owning their own affordable housing investment?
What are their options??

Continue reading No Pag-IBIG?? No Problem! We got a solution for you!

New Year LIPAT AGAD Promo Extended up to Jan 31, 2015! Grab your chance to own a house now!

Bagong Taon Wellington 2015With the overwhelming success of our LIPAT AGAD Promo for our Sandra Model Unit last November and December 2014, we have sold more than 200 units in just these 2 months!

Over10 families have moved in before the new year and they already celebrated Christmas and New Year in their new home.

The developer, Duraville Realty and Development Corporation, is very happy with the turn out of the sales of this promo that’s why we are extending it until January 31, 2015 so that buyers who are interested but did not have time last year to catch the deadline can still reserve a unit for only P5,000!

The remaining P25,000 balance of the cash-out can still be stretched and paid up to 5 months or P5,000 per month downpayment if you are not in a hurry to move in.

Reserving a unit today will be very timely for your move in before the start of the new school year on June.

Feel Free to browse some of the pictures of the houses of families who already moved-in just 2 weeks after the completion of their downpayment and documents required.

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Below is the SAMPLE COMPUTATION for a clear investment explanation. Sandra Price Tag

Sandra with Loft – Townhouse

Lot Area: 36sqm

Floor Area: 29.9sqm

TCP: P 575,000

Downpayment: P30,000 (MOVE-IN upon Full payment)

Reservation Fee: P5,000 only

Balance in downpayment: P 25,000 payable in 3 to 6 months

1st year monthly amortization: P4,900/month thru INHOUSE FINANCING

After 1 year it will be transferred to Pag-IBIG and part of the 1st year RENT will be deducted to the balance

Sandra Price TagLoanable Amount: P524,000
30years to pay: P4,169.55/month only

Other payment options
25years: P4,352.94
15years: P5,276.14
5years: P10,845.84

Contact me at 09154233799 or 09228111086 (Viber) for your questions and site tripping schedules

DJ DIMALIUAT

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Christmas Season LIPAT AGAD Promo in Wellington Residences Tanza!

Great News for aspiring Home Owners!

Wellington Residences Tanza launched an unbelievable Christmas Season RENT TO OWN Promo that allows you to MOVE-IN immediately in their Sandra House Model as soon as this December 2014!

Wellington Pasko copy

If you buy in any other subdivision, you can only move-in to your unit once your Pag-IBIG Loan has been approved. Here in Wellington Residences however, Pag-IBIG members can now move-in immediately right after the initial cash-out of only P30,000 which is used only or documents processing, electric, and water connection. The Pag-IBIG home buyer will go thru IN-HOUSE FINANCING for the 1st year with a modest 7% interest rate resulting for a low monthly amortization of P4,900. The Pag-IBIG loan will then be processed within the first year to transfer the financing with the standard change financing fee being waived. The monthly amortization after the 1st year will be approximately P4,100 for 30 years.

Below will be the sample investment computation for the home buyers.

Sandra with Loft – Townhouse

Lot Area: 36sqm

Floor Area: 29.9sqm

TCP: P 575,000

Downpayment: P30,000 (MOVE-IN upon Full payment)

Reservation Fee: P5,000 only

Balance in downpayment: P 25,000 payable in 3 to 6 months

1st year monthly amortization: P4,900/month thru INHOUSE FINANCING

After 1 year it will be transferred to Pag-IBIG and part of the 1st year RENT will be deducted to the balance

Sandra Price TagLoanable Amount: P524,000
30years to pay: P4,169.55/month only

Other payment options
25years: P4,352.94
15years: P5,276.14
5years: P10,845.84

For more information, questions, and site tripping feel free to contact me at my numbers

DJ DIMALIUAT

0915.423.3799

0922.811.1086 (Viber)

346.4387

In House Financing Now Available in Wellington Residences

Good News to Wellington Residences house buyers who doesn’t have a Pag-IBIG Membership or has documentation problems!

Duraville Realty and Development Corporation in partnership with DRIVEN Marketing Group Inc. has recently launched the IN-HOUSE FINANCING Scheme for Wellington Residences Tanza.

This would mean that you can now own a house even if you lack documentary requirements for as low as P 7,468/month for a very short payment term of 10years for the SANDRA with LOFT HOUSE MODEL and as low as P10,178/month for the LISA HOUSE MODEL.

Below is the sample computation for Wellington Residences In-house Financing

Sandra Model

TCP: P 575,000

Downpayment: 56,500
Plus 10,000 Move in fee (all deducted from the TCP)

Breakdown of cash out: P5,000 reservation
P51,500 balance will be 6 months to pay

Then P10,000 before Moving in

Balance from the TCP: 508,500

5yrs to pay thru in-house financing: P 11,311.30
10yrs to pay: 7,895.30
15yrs to pay: 7,468.34

Below is the Sample Computation for in-house financing for the Lisa House Model with garage.

           SAMPLE COMPUTATION
Model Lisa-Regular
Total Lot Area  46.00 sqm.
Total Floor Area  36.00 sqm. 
   
Selling Price 720,000.00
Processing fee  50,000.00
Total Contract Price 770,000.00
Schedule of Payment  
10% Downpayment 77,000.00
Less Reservation Fee 5,000.00
Net Downpayment 72,000.00
Schedule of Payment  
Upon Reservation  5,000.00
P67,000 balance is payable in 6 months
   
   
90% Balance 693,000.00
   
Balance Thru In-House Financing
5yrs    @   12% 15,415
10yrs @ 14% 10,759
15yrs @ 16% 10,178
   
Other Charges upon Move in
Move in Fee(Electric & 10,000
water connection)

Interested to join our site Tripping? Contact me at my numbers for seat reservation.

DJ DIMALIUAT

0915-4233799

0922-8111086 (Viber)

346-4387